Thursday, August 19, 2021

More additions to our directory!

More advisors have been added to our directory. An ideal way of raising the profile of your practice and generating more leads from prospective clients. Visit or call 01904 215013 for more information.

financial advisers near me

Monday, July 19, 2021

Ethical investments

Looking for access to advice on ethical investments? Ensure that your money is invested in funds that do not harm the planet. Ethical financial advisors.

green providers directory

Wednesday, May 26, 2021

Financial advisors - some interesting figures!

Financial advisers near me

How many financial advisors are there in the UK?

According to International Adviser, the number of financial advisors in the UK was in steady decline from 2010-2017, but the numbers have started to increase again. Whilst still down on the 49,599 advisors in 2010, the number of advisors stood at 36,616 in 2019. International Adviser reports that the majority of these are independent financial advisors (IFAs).

What do financial advisors actually advise on?

Financial advisors provide a multitude of services and seek to develop long-term relationships with their clients. Services include family protection, insurance, tax advice, managing spending and savings, planning for retirement, mortgages, investments, pensions, long-term care and preserving wealth down the generations. Above all else, a qualified financial advisor should provide you and your family with peace of mind.

How much does financial advice cost?

The cost of advice obviously depends to an extent on the work involved and amount of time taken. Within this there are different charging structures from flat fees to hourly fees to a percentage of your assets. Hourly fees are typically £50 to £250 per hour. If you work on a percentage then typical initial fees are 1-3%, and an ongoing charge between 0.25-1.0%. If there is an ongoing charge then your advisor should provide an ongoing service to justify the charge. This could be regular reviews or meetings to ensure that your financial plan is still suitable for your individual circumstances.

How many people use financial advisors in the UK?

It's estimated that one in ten people take financial advice on investments, saving into a pension or retirement planning each year according to Financial Reporter.

Where to look for financial advice

With the number of different financial advisors specialising in different areas, and the choice of tied or independent advisors, different charging structures and fees, it can seem daunting in where to look for financial advice. There are a number of websites that provide detailed information on advisors, including their background, qualifications, areas of expertise and reviews from other clients. This can help to simplify where to look. Recommendations and referrals from other people are also useful.

Wednesday, May 19, 2021

Best Financial Advisor Reviews Platform

Financial Advisor Finder has been awarded:

Best Financial Advisor Reviews Platform

for the 2021 UK Enterprise Awards hosted by SME-News! 🏆

Thursday, April 1, 2021

How are financial advisors acquiring new clients during the pandemic?

Financial advisers near me

A survey by FTAdviser has revealed that 1 in 5 financial advisors are looking for new ways to generate new business, with a substantial proportion either considering or seriously considering doing likewise. This is no surprise as more traditional routes to acquiring new clients have been curtailed during the pandemic. Many advisors are turning to lead generators as a potential source of new business, but this can have drawbacks.

Bought-in leads can be expensive, fickle in nature and have lower conversion rates when compared to other sources such as seminars. Many lead generators acquire their leads through Google AdWords and require volume commitments. Some advisors have reported incorrect phone numbers or that prospective clients have already been contacted by several competitors.

This can be a source of frustration for advisors, many of whom have been limited in their marketing options during lockdown, forcing them to explore new channels such as social media, online advertising, blog articles and web referrals.

It's worth remembering that the best leads come from prospective clients who contact an advisor directly based on the advisor's location, expertise, qualifications, experience and reviews. What makes an advisor different? Why would clients use a particular advisor? What do clients want from an advisor? Better for the advisor to promote their services and value to clients, engage and build up long-term strategic relationships based on trust than to enter into a Dutch auction for leads sold to the highest bidder.

Financial Advisor Finder helps to generate new client enquiries and meeting requests for one low-cost, annual fixed fee. The cost is comparable to buying one lead from a lead generator! Prospective clients are self-selected and have actively chosen to contact a particular financial advisor. Adding your details to the Financial Advisor Finder website is quick and simple, GDPR compliant and a good way of generating additional businesses during and after the pandemic lockdown.

Visit our Advisor+ page for more details.

Wednesday, March 10, 2021

How 'independent' are financial advisor finding services?

financial advisers near me

It seems like many internet intermediaries which offer an ostensibly 'independent' service for finding financial advisors are in fact owned or part-owned by the financial advisors themselves. This calls into question the extent to which these sites are actually 'independent'. In a number of instances website visitors searching for financial advisors in their area discover that its the same advisory practice that they are referred to every time! The situation isn't confined just to financial advisors either. It's been the case that insurance companies have themselves owned price comparison sites for individuals searching for cheaper car insurance. When searching for services through internet intermediaries its always worth asking the question - is your company owned or co-owned by any of the companies listed on your site? The answer might surprise you.

Wednesday, February 17, 2021

Finding a Financial Advisor

financial advisors near me

There are many considerations when looking for a financial advisor. What service do you need - is it for retirement planning, buying a house, investments or setting up a savings account for children? Do you want restricted or independent advice? How much does the advice cost and is there any obligation? Visit Financial Advisor Finder to help with your questions or give us a call on 01904 215013.

Tuesday, February 2, 2021

Are you a Financial Advisor Buying Online Leads? Disappointed?

financial advisor leads
There is an important difference between natural search listings and paid listings on search engines. Often, financial advisors will buy leads that have been generated from paid listings from third-party services only to find;

1. The prospect has no idea of who the caller is
2. The prospect is being called by their competitors at the same time
3. The number provided is a false number due to fear of spam calls

Sound familiar?

Natural search listings, whereby visitors choose to call an advisor having read their background and credentials, can result in very different types of enquiries and outcomes.

Instead of buying poor quality leads from third parties and getting involved in a scrum, its often better in the long run for advisors to focus on promoting their practice and building credibility. This 'slow burn' approach helps to nurture better long-term client relationships based on trust.

Find out more about becoming listed on Financial Advisor Finder

Wednesday, January 13, 2021

Searching for a financial advisor online

financial advisors near me

For those of us old enough to remember the pre-Internet days, searching for a financial advisor back then was a fairly arduous task. As for most searches the first port of call was Yellow Pages and a sift through dozens of pages and adverts to find a financial advisor who looked like he or she might be the most suitable. In the absence of websites or social media many people relied on word-of-mouth.

The dawn of the Internet and Web 2.0 (broadening out into social media) made access to information more readily available and, importantly, interactive and accessible 24/7. During the pandemic online services have become invaluable and in some cases a lifeline. Financial Advisor Finder is an impartial website not owned or co-owned by any financial advisory practice and provides a mixture of large and small, independent and restricted advisors. The site provides background information on financial advisors, areas of expertise, qualifications, reviews and ratings. As the website grows we will be adding a broader mix of different types of advisor to choose from, for example, advisors offering ethical investments.

Once you have chosen an advisor then meetings can be held remotely by video conference to chat through requirements, objectives, answer queries and to provide an overview of costs and procedures. As well as saving time this approach allows for social distancing whilst still maintaining the all-important face-to-face dialogue.

Monday, January 4, 2021

Lead generators - how 'independent' are they?

financial advisors near me

There are a number of websites that offer to find a financial advisor based on the visitor's postcode and area of interest, such as 'pension planning' or 'inheritance tax'. Typically a visitor will complete a simple online form and be subsequently contacted by an advisor in their local area. These type of services are usually free to use. Others provide a list of financial advisors so that the visitor can contact an advisor directly without completing a form.

The question arises, however, of how independent these type of websites really are. There have been some examples where the website is actually owned (or part-owned) by a firm of financial advisors. Not surprisingly, when a visitor searches for a local financial advisor, they are contacted by the same firm of financial advisors. In other words, despite their appearance, the websites are not truly independent and exist simply as lead generators for particular firms of financial advisors.

In other cases, a visitor who might request access to independent financial advice on ethical investments ends up being contacted by a restricted advisor with a limited range of investment products - the request and the outcome do not match.

Financial Advisor Finder is a privately owned service that lists both independent and tied advisors from a range of different practices across the country. As the site continues to grow then the number and variety of different advisors will increase to include details of each advisor's background, experience, qualifications, reviews, ratings and areas of expertise. Visitors have the option of browsing a list of advisors or asking for an advisor to be found on their behalf. We hope that the site will help visitors to make a more informed decision on which advisor to choose.

Wednesday, December 16, 2020

Finding a financial advisor - what to look for

how to find a financial advisor

There are two basic questions that arise when looking to make an important financial decision:

  1. Should I use a financial advisor or try to do the financial work and decision-making on my own?
  2. If I do decide to use a financial advisor, how should I choose which one to use?

The first question usually revolves around perceptions of cost and trust. How much will the advice cost? How can I trust that the advice I receive is the correct advice?

It's important to recognise that all financial advisors in the UK are authorised and regulated by the Financial Conduct Authority (FCA). The FCA was set up to protect consumers and the integrity of the UK financial system, and it promotes effective competition in the interests of consumers. The FCA helps to ensure that financial markets are honest, fair and effective so that consumers get a fair deal. The FCA regulates the conduct of nearly 60,000 businesses.

There is research to show that those who take financial advice tend to be better off. For example, according to joint research from Royal London and the International Longevity Centre, individuals who take advice on their investments can end up almost 40% better off in terms of liquid assets compared to those who receive no advice.

Then there is the non-quantifiable peace-of-mind from the security of knowing that your financial situation has been professionally reviewed, and that you have taken the right financial decisions.

Those who do choose to seek financial advice may find the choices bewildering but if you do need help with a financial decision it’s worth persevering. A good adviser can save you money and a great deal of stress in the long run.

Which brings us to the second consideration. How to find a financial advisor. There are two basic types of financial advisor; tied and independent. Tied advisers are restricted in the type of products they offer, or the number of providers they choose from whereas independent advisers can recommend all types of financial products without restriction. In addition, financial advisors will often specialise in particular areas of advice, for example, retirement, tax planning or income protection. The qualifications required to specialise in different types of advice will also vary and so its always a good idea to check an advisor's qualifications and experience in their specialist area of advice.

Then there is the cost to consider. Financial advisors often have a range of charging structures dependent on the type of advice and amount of work required. If you pay an ongoing fee to an advisor then there should be an ongoing service to justify the fee. Costs and the charging structure should always be discussed in advance and an advisor will provide an estimate of the cost and work involved before you decide whether or not to proceed. Most advisors offer an initial, no-obligation one-hour meeting so you can discuss your financial situation and objectives without committing yourself.

In summary, when looking for an advisor its useful to consider the following key points:

  • What services do they offer?
  • How long have they been giving advice?
  • What qualifications do they have?
  • How do they charge and what is the likely overall cost of the advice?
  • What range of financial products can they offer?
  • Do they have client reviews and feedback?

Of course, you may have other questions to ask but it always pays to do you own background homework to ensure that you get the very best advice for your own personal situation.

Wednesday, December 9, 2020

Finding Financial Advisors Near Bury

financial advisors in bury

Bury is a market town renowned for its traditional open air markets and stalls selling delicacies such as black pudding. Bury was also the home town of Sir Robert Peel, who was a former prime minister and founder of the Metropolitan Police and Conservative Party.

The population of Bury is around 2.5 million people with an average age of 39, meaning that is has a fairly typical mix of different age groups and households types. This will include young couples starting a new family, mid-career families and couples who are approaching or already in retirement. The requirement for different types of advice in Bury will thus be quite varied, ranging from protection insurance to savings and investments to pension planning.

Financial Advisor Finder makes finding the right financial advisor easier. People searching for financial advisors in Bury can read advisor reviews, ratings, client feedback, qualifications, experience and background before deciding to make contact. All advisors listed on the site offer a no-cost, no-obligation initial meeting where potential clients can talk through their requirements, plans and objectives for a secure financial future ands also get an idea of charges.

In the case of retirement planning, its often the case that people leave it too late to plan ahead and are confused about different types of pension and their options. Speaking to a financial advisor can give peace of mind and cut through much of the jargon and complexities of pensions. In contrast, younger people often want to ensure that they're getting the best return on their money whilst protecting their financial future.

Sadly, many people don’t seek financial advice because they don’t believe that their assets or savings are sufficiently high enough to justify speaking to an advisor. In reality seeking professional advice can significantly improve financial well-being and help to make correct and well-informed decisions.

Friday, December 4, 2020

Financial advisors in Cambridgeshire

financial advisors in cambridge

Finding the right financial advisor can be a difficult task. A couple who are planning to retire and who are looking for pensions advice, for example, will clearly have very different requirements to a younger company director working on a start-up enterprise. Choosing a financial advisor will involve finding a practice with expertise and experience in the area that you are seeking advice on, and its always a good idea to check their background, qualifications and look at other client reviews.

Cambridge is renowned as a city of start-ups, enterprise and innovation with a younger population, whereas places such as Southend-on-Sea have a different demographic profile and older population. In other words, different areas tend to have different requirements when it comes to financial planning.

S K Wealth Solutions is an example of a financial practice that offers a range of solutions for different age profiles. Based in Cambridge, they specialise in offering ‘simple yet highly effective solutions to complex problems’ and welcome the opportunity to help start ups to established companies, non-professionals to professionals, and company directors to retired clients. Their emphasis is on maintaining a long-term relationship with clients and providing them with a source of trusted advice as their financial needs evolve over the years.

People can also be put off seeking financial advice because of perceived high fees. In reality, most financial advisors offer a no-cost, no-obligation initial meeting where you can discuss your requirements and objectives, find out if and to what extent the advisor can assist, and then get an estimate of the costs involved. All financial advisors are authorised and regulated by the Financial Conduct Authority, providing you with further peace of mind. Whether its requiring access to advice on retirement planning, insurance, savings, investments or tax, a suitably qualified financial advisor can help with getting your finances in order and planning for the future.

Friday, November 27, 2020

Why should I use a financial advisor?

financial advisors near me

Taking financial advice on your pensions and investments could leave you significantly better off within a decade according to a study by Royal London. Few people possess the detailed financial knowledge needed to make informed decisions themselves, which is why financial advisors are required to take so many exams and a long period of training before they can advise clients. Areas that a financial advisor can help with include:

  • Pensions and retirement
  • Investments
  • Savings & ISAs 
  • Tax planning
  • Insurances
  • Financial planning
  • Long-term care

Yet some people can be reluctant to speak to a financial advisor, even when they know that they would probably be better off from taking expert advice. Commonly cited reasons include fear of being judged for perceived lack of financial understanding (different types of pension schemes and how they work for example), worrying that they don't have enough money to work with an advisor, concerns about advisor fees and if they can afford the fees. Others simply have a distrust of financial advisors. In most cases, these concerns are unjustified. In fact, many clients feel more confident that they have their financial affairs in order, that their families are protected for the future and a comforting reassurance from knowing that the right financial decisions have been taken. This particularly true when planning for retirement and protecting your family's inheritance.

financial advisors near me

It's important to remember that most advisors offer a no-obligation, initial meeting where you can discuss your requirements, the work involved and what the fees will be. You are under no obligation to proceed beyond that point.

Choosing the right advisor for your own particular circumstances is also important in ensuring that you receive the best advice from an advisor with many years experience in the area that you are interested in. Often, advisors will specialise in one area such as tax planning or pensions. So how do I find financial advisors near me? There are many websites that list advisors by location. However, its always useful to do some background research on the advisor and ask questions such as:

  • How many years experience do they have?
  • What qualifications do they hold?
  • What services do they provide?
  • What areas do they specialise in?
  • What areas do they cover?
  • Are they independent or tied?
  • What reviews and ratings have their clients provided?
  • How much do they charge and what is their fee structure?

All financial advisors must be authorised and regulated by the Financial Conduct Authority, which provides you with protection and peace of mind. By doing your own research you can narrow down the list of financial advisors and ensure that you pick the best one for you and your family.

Wednesday, October 28, 2020

How to find a financial advisor

finding a financial advisor

Trying to find the right financial advisor for your particular circumstances can often seem bewildering. For example, a young couple looking for a mortgage and income protection are likely to have quite different needs compared to an older couple planning for their retirement. Whilst many advisors will have a broad range of qualifications and experience to deal with both types of enquiry, clearly some will specialise more in particular demographics and areas of financial planning. There are financial practices, for example, that specialise just in retirement planning for certain types of occupation.

In addition, there are different types of advisors (tied and independent) with differing levels of qualifications and experience, and there are also different charging structures. That's why its important to find a financial advisor to suit you and your own personal situation. The Financial Conduct Authority website will show if an advisor is still authorised and gives other useful background information. Sites such as Financial Advisor Finder will also provide a breakdown of the advisor's experience, qualifications, specialisms and any relevant client reviews and ratings.

Once you have found a financial advisor, most will offer an initial, no-obligation meeting during which you can ask about their services and how they can help with your financial planning, as well as their charging structure. This will ensure that you can make a fully informed decision on whether or not to proceed without incurring any upfront costs. An increasing number of advisors are now using video conferencing during the Covid pandemic and will usually talk with prospective clients for an hour at the initial meeting.

Tuesday, October 20, 2020

Financial advisor fees

financial advisor fees

How much does a financial advisor cost and how are their fees charged? Having decided to seek professional financial advice many people are unsure how financial advisor fees are charged or how much the advice will cost. The fees will mostly depend on how much work is required and the length of time it takes. Different financial advisors often have different rates and some will have different ways of charging for the advice given.

Financial advisors near me - once you have decided to contact a financial advisor in your area, it's important to understand that most will offer an initial, no-obligation meeting so that you can establish what work is required and how much it will cost, before actually incurring any cost. You will also know in advance what the fees will be before instructing an advisor to carry out any work.

A financial advisor will typically charge in one of four ways:

  1. An hourly rate
  2. A fixed fee for a piece of work
  3. A monthly fee (usually a flat fee or percentage of money invested)
  4. An ongoing fee

If there is an ongoing fee then the advisor must provide an ongoing service. The only exception being if you are paying an initial fee over a period of time. At the initial meeting, the advisor should explain if you can choose different ways of paying for different services. For example, you may prefer a fixed fee with no ongoing charges. Again, its important to note that an advisor must give you a copy of their charging structure before providing any services to you. The advisor must also inform you how much the service will cost (or at least give you an estimate).

Monday, October 19, 2020

Do I need a financial advisor for my pension?

financial advisor for my pension

A commonly asked question from people approaching retirement is - do I need a financial advisor for my pension? Gone are the days when people used to work for one company and retire with a final salary pension. In today's complex and rapidly changing world it's more common for people to have several pensions from different workplaces, and to have a mixture of different types of pensions

In addition, with increased life expectancy some people are now spending more time in retirement than in work! This can often mean balancing between taking enough out of a pension to live on without taking too much and running out. A pension is one of the largest investments you will ever have to deal with over the long-term.

Faced with such complexity, its not surprising that many of us are choosing to seek financial advice on pensions. A suitably qualified financial advisor will be able to guide you through the complexity and explain your options in clear terms, covering areas such as the following:

  • Explaining how different pension schemes work
  • How to plan for retirement
  • How to maximise your pension and reduce investment risk
  • How to draw down your pension in the most tax-efficient manner
  • Where to find the best annuity deals
  • How to leave a financial legacy for your family
  • How to consolidate different pension pots to simplify your pension

Choosing the right financial advisor is important in learning more about your pension options and helping to make the correct financial decisions in planning for your retirement.

Thursday, October 15, 2020

Financial advisors in Leeds

financial advisors in yorkshire

Garth Ellison  BSc (Hons) FPFS


Chartered Financial Planner

Based in West Yorkshire, I provide wealth management advice to clients nationwide but with a focus on the North of England. I hold both Chartered and Fellow status with the CII and Personal Finance Society having achieved the highest standard of Professional Qualifications.

Prior to joining the financial services industry I worked within the property market. Since this time I have spent 20 years within Financial Services working within the international investment market, private banking and wealth management. As a consequence I am able to provide guidance through the financial maze for individuals within the High Net Worth sector.

I am committed to ensuring that my industry knowledge remains relevant and current by placing strong emphasis on my personal development. This, along with the pride and dedication that I place on developing solid personal relationships with my clients, ensures that am I able offer a rounded, professional and principled service.


What is the difference between an independent and tied financial advisor?

local financial advisors near me

How do I find local financial advisors near me? Which financial advisor should I choose? How can I check their credentials and background? What's the difference between an independent and a tied financial advisor? Finding the right financial advisor can seem like a daunting task!

Financial Advisor Finder provides background information, ratings, reviews, experience, qualifications and services offered by each financial advisor to make the task of choosing the right financial advisor easier.

A common question that arises is the difference between an independent and a tied financial advisor. Firstly, its important to recognise that all financial advisors must be approved and authorised by the Financial Conduct Authority (FCA), whether independent or tied, providing you with peace of mind. Secondly, it doesn't mean that one type of advice is better than the other. In fact, both independent and tied advisors must pass the same qualifications and meet the same FCA requirements.

In essence, independent financial advisers (IFAs for short) offer a broader range of financial products and providers than tied advisors who will generally offer a more restricted range of financial products, hence the name 'tied' advisor. An advisor must inform you in writing if they provide independent or restricted advice. Most advisors offer an initial, no-obligation meeting in which they will explain the difference in more detail and provide an overview of their fee structure for any future work that you may instruct them to carry out on your behalf.

Tuesday, October 13, 2020

Meeting a financial advisor during the COVID pandemic

financial advisors in my area

The COVID pandemic has certainly changed traditional ways of working and caused all kinds of problems with meetings that would have historically taken place in person, face-to-face. The ability to make eye contact, shake hands, engage in dialogue and discussion, answer questions and gauge facial expressions are all part of what makes us human and how we establish relationships.

People are understandably reticent to meet in person, especially older and more vulnerable individuals, but the demand for advice remains. This has forced advisor practices and their clients to adapt to the new environment. Whilst its true that technology has yet to replace in-person face-to-face meetings, there are viable alternatives.

Most financial advisors offer an initial, no-obligation meeting and many of them are currently using either telephone discussions or online platforms such as Zoom or Skype to conduct meetings. A common question is, once I have chosen a potential financial advisor in my area, how will we actually meet to discuss my requirements? Typically, a one hour introductory on-line meeting will take place and follow-up information then emailed or posted covering the points discussed at the meeting. This will include an outline of costs and a breakdown of the work involved. Clients can then digest the information, discuss with other family members and decide if they wish to proceed with further work.

Whilst few would describe this approach as ideal, it does provide a work-around solution and more people are becoming comfortable with the new way of holding meetings. There are far more 70-year-olds comfortable with getting on a Zoom or Skype now than there used to be, which will change the old way of working, possibly permanently.

Financial advisors near me. How to find the right financial advisor, reviews, ratings and credentials.

financial advisors in my area

Research from Royal London and the International Longevity Centre has shown that savers who have taken financial advice since the early 2000s are on average £47,000 better off a decade later, compared to those who chose not to take advice. Even more interestingly, the research found the impact of advice was greater for those of more modest means than for those who fell into the affluent category.

It's well known that a financial advisor can help in areas such as pensions and retirement, investments and savings, tax planning, insurance, protection and long-term care, but how do you choose the right advisor relevant to your own personal circumstances?

There are different types of advisor. Tied advisors can only recommend particular financial products whilst independent financial advisors have access to the whole market. Then there are different fee structures, flat fees, ongoing fees and other types of charges. To add to this financial advisors will often specialise in particular types of financial products; for example Inheritance Tax or mortgages. And each advisor will have differing levels of qualifications and experience. Small wonder that many people find the choice and complexity quite bewildering! So the question arises of how do I find financial advisors in my area who specialise in the services I need and how can I check their credentials and ratings?

Financial Advisor Finder is a free site that eases the burden of finding the right financial advisor. Visitors can enter their area of interest and a financial advisor will be found relevant to the visitor's needs. Or visitors can search for an advisor directly, with ratings, reviews, qualifications and experience provided for each advisor helping them to find the right advisor. Finally, visitors can call and ask someone to talk through their requirements.

Key questions to ask are; does the advisor specialise in my area of interest, for example, retirement planning? Do they offer an initial, no-obligation meeting? How much are their fees? How much experience do they have? What qualifications do they have? What feedback and ratings have their other clients provided?

Seeking advice on important financial matters is certainly a prudent decision. Finding the right financial advisor is important in ensuring you get the very best advice and guidance.

More additions to our directory!

More advisors have been added to our directory. An ideal way of raising the profile of your practice and generating more leads from prospect...